COOPI
COOPERAZIONE INTERNAZIONALE
TENDER NOTICE
CONTRACT TITLE:
FINANCIAL SERVICE PROVIDERS FOR REVOLVING FUND IN BENUE, PLATEAU, KATSINA AND KADUNA STATE, NORTHCENTRAL, NIGERIA
COOPI – Cooperazione Internazionale, has received a grant from FCDO for the implementation of the program entitled “Strengthening Peace and Resilience in Nigeria (SPRING) in Kaduna, Katsina, Benue and Plateau States” and intends to apply a portion of that grant to payments under this contract. No party other than Coopi shall derive any rights from the grant or have any claim to its proceeds. Under no circumstances or for no reason whatsoever will FCDO entertain any request for indemnity or payment directly submitted by the Coopi’s contractors.
1. Publication reference
COOPI-NIGERIA/TENDER/FCDO/2026/01
2. Program
“Strengthening Peace and Resilience in Nigeria (SPRING) in Kaduna, Katsina, Benue and Plateau States”
3. Contracting authority
COOPI is an international organization, founded in April 1965. Since then, COOPI responds to crises complying with the highest humanitarian standards and through an integrated, multi-sectoral approach. COOPI interventions address conflicts, natural and man-made hazards, socioeconomic crises and other emergencies. Our interventions prioritize safeguarding dignity and protecting vulnerable groups, whilst ensuring an inclusive and gender-sensitive response.
COOPI supports sustainable development by working very closely with national actors and local communities, promoting ownership and participation. Development programs in Latin America, Africa and the Middle East span from rural development, climate-smart agriculture and livelihoods, to system-strengthening in health and education, to the promotion of human rights and local civil society.
Since 2014, COOPI has been working with a multi-sectoral approach in Nigeria. In the country COOPI both implemented humanitarian assistance interventions for the most vulnerable groups and carried out projects to strengthen the resilience of communities and help them cope with the aftermath of internal conflicts and climate shocks.
4. Description of the contract
Cost / Service charge for managing a revolving fund of up to 109,516,715 million Naira (Per State – Kaduna, Katsina, Plateau and Benue total up to N438,066,860 million Naira for the 4 State with active participation of the revolving fund committee in the beneficiary selection and fund allocation process with 70% of participants being young women. The financial service provider should have branch networks in the project area for (Kaduna State (Jama’a LGA, Zaria LGA) Katsina State (Katsina LGA & Chiranchi LGA) Plateau State (Riyom LGA & Mangu LGA) and Benue State (Guma LGA & Gwer West LGA).
The service provision has been divided in 4 lots:
Lot 1: Kaduna State
Lot 2: Katsina State
Lot 3: Plateau State
Lot 4: Benue State
5. Exclusion Clauses
The contracting authority will exclude from participation in the tender procedure candidates or tenderers falling into any of the following cases:
a) They are bankrupt or being wound up, are having their affairs administered by the courts, have entered into an arrangement with creditors, have suspended business activities, are the subject of proceedings concerning those matters,
b) They have been convicted of an offence concerning their professional conduct by a judgement that has the force of res judicata;
c) They have been guilty of grave professional misconduct proven by any means that the contracting authority can justify;
d) They have not fulfilled obligations relating to the payment of social security contributions or the payment of taxes in accordance with the legal provisions of the country in which they are established or with those of the country of the contracting authority or those of the country where the contract is to be performed;
e) They have been the subject of a judgement that has the force of res judicata for fraud, corruption, involvement in a criminal organization or any other illegal activity;
f) Following another procurement procedure or grant award procedure, they have been declared to be in serious breach of contract for failure to comply with their contractual obligations.
Candidates or tenderers must certify by any relevant means that they are not in one of the situations listed above.
6. Period of Execution
Within 7 calendar days from the signature of the contract.
7. Selection and award criteria
7.1 Examination of the administrative conformity of tenders:
The aim at this stage is to check that tenders comply with the essential requirements of the tender dossier. A tender is deemed to comply if it satisfies all the conditions, procedures and specifications in the tender dossier without substantially departing from or attaching restrictions to them.
Decisions to the effect that a tender is not technically compliant must be duly justified in the evaluation minutes.
If a tender does not comply with the tender dossier, it will be rejected immediately and may not subsequently be made to comply by correcting it or withdrawing the departure or restriction.
7.2 Technical evaluation:
After analyzing the tenders deemed to comply in administrative terms, the evaluation committee will rule on the technical admissibility of each tender, classifying it as technically compliant or non-compliant.
This tender covers four states: Kaduna, Katsina, Plateau, and Benue. Each bidder must fill in and submit information specific to each state they are applying for.
All proposals must also address the following base on State(s) applying for:
> Identification of a credit guarantee company with a minimum credit guarantee of 50% of the value of the loan allocated to the groups, enterprises or individuals.
> Identification of an insurance service provider to mitigate the risks that will be associated with the loans offered under the revolving fund.
> Verify the authenticity of the applicants as members of the selected project participants in liaison with the project staff/MEAL team.
> Participate in the loan recovery and capacity building of the participants in financial literacy and effective loan group management.
> Use technologies that improve outreach to the marginalized communities to improve financial inclusion especially through the VSLA groups.
> Proposals should demonstrate institutional registration, capacity, relevant experience, and commitment to inclusive financial services.
7.3 To facilitate the examination, evaluation and comparison of tenders, the evaluation committee may ask each tenderer individually for clarification of their tender, including breakdowns of prices. The request for clarification and the response must be in writing only, but no change in the price or substance of the tender may be sought, offered or permitted. Decisions to the effect that a tender is not technically compliant must be duly justified in the evaluation minutes.
7.4 Financial evaluation:
The prices must be laid down in the tender documents, in Annex IV: Model of financial offer. The financial and economic standing of the tenderer will be evaluated by the evaluation committee.
7.5 Award criteria:
The tender commission will not necessarily choose on the basis of lowest price alone but will award one of received offer on the basis of value for money, price, quality, compliance with international norms, delay for delivery. The experience of the tenderer in the performance of similar contracts will be as well a criterion for selection.
The following criteria will be used for evaluating the offers:
A. ECONOMICAL OFFER = 60%
B. ADMINISTRATIVE DOCUMENTATION = 20%
Company profile – Valid registration certificates and SCUML Registration (Certificate from EFCC on A n t i – M o n e y L a u n d e r i n g ) – Recommendations/evidence from past clients. – Evidence of Tax Clearance Certificate
C. TECHNICAL OFFER = 10% and will include:
> Geographical coverage:
Number of branches /outlets for each of the 4 states of the project implementation.
▪ Kaduna State: Jama’a LGA, Zaria LGA
▪ Katsina State: Katsina LGA & Chiranchi LGA
▪ Plateau State: Riyom LGA & Mangu LGA
▪ Benue State: Guma LGA & Gwer West LGA
> Revolving fund system available and evidence of ability to manage the revolving fund.
D. CAPACITY = 10% – Availability of Funds (Evidence of at least 6- Months latest Financial Statement) – Business Insurance (Evidence of Certification)
E. The scope of the assessment, including objectives, geographic coverage, methodology, evaluation criteria, deliverables, and timeline, is defined in the Terms of Reference (Annex of this tender dossier).
F. The economical offer for the supply must be entered by the tenderer in the Model of financial offer (Annex III of this tender dossier).
8. How to obtain the tender dossier
The tender dossier and any question about it will be available from:
• Logistics Coordinator: log.nigeria@coopi.org
Procurement & Logistics Officer: procurement.abuja@coopi.org
Logistics Officer Sokoto: log.sokoto@coopi.org
Tenderers should submit their request for the tender dossier and eventual questions in writing, to the above email addresses, copying all.
Before submitting any question to the Contracting Authority, we kindly ask you to read carefully the full Tender Dossier and its Annexes, which should contain all relevant information for the offer drafting.
9. Deadline for submission of tenders
The deadline for submission of tenders is 16th February 2026 at 17:00hr. Nigerian time.
And tender will be opened on the 17th of February 2026 at 14:00hr Nigerian time at COOPI Office – Abuja Nigeria.
Any tender received after this deadline will not be considered.